Fix your credit for better interest rates and easy approval
To get the best possible mortgage rate, make sure your credit history is healthy and accurate. Aim to raise your credit score above 750 in order to qualify for most prime loans.
If your credit score is not quite 750, focus your efforts on paying bills on time, reducing your debt balances, avoiding new inquiries and clearing negative inaccuracies from your credit profile.
It is possible to improve your credit score quite a bit over a few months.
Make sure the information on your profile is correct and fix any problems you discover. Give yourself 30-90 days for correcting inaccuracies.
Canada has two reporting companies and they don't always have the same information. If you check one cross reference with the other to make sure they are both accurate.
TransUnion Canada: https://www.creditprofile.transunion.ca/index.jsp?bn=24&kw=1015
Equifax Canada: https://www.econsumer.equifax.ca/index_en.html
Make this part of your New Years resolution to do every year. It will save you money and unforseen issues in the long run. Also protects against identity theft.